By checking the Authorization box and clicking “I authorize Papaya to verify my credit” during enrollment, you are providing consent under the Fair Credit Reporting Act and other applicable laws, including similar state laws, for Papaya to request and receive copies of consumer reports, scores and other information about me from third parties, including, but not limited to, TransUnion, Experian, and Equifax. Papaya will use this information to provide you with your credit score, report, and other related products.